US Bank Cash+®: Get Up to 5% Cashback on Categories You Choose
A fully customizable cashback credit card that puts you in control.
Por: Prosper Vein
The US Bank Cash+® Visa Signature® Card offers a unique cashback structure, allowing cardholders to choose their own 5% and 2% cashback categories. With no annual fee and the ability to maximize rewards in frequently used spending areas, this card is perfect for those who want flexibility in their rewards program.
thumb_up Why Choose This Card?
This card is a great option for those who want to maximize their cashback on purchases they make frequently.
- done 5% Cashback on Two Categories – Choose two spending categories to earn 5% cashback each quarter.
- done 2% Cashback on One Everyday Category – Select an additional category, such as groceries or gas stations, to earn 2% year-round.
- done 1% Cashback on Everything Else – Earn unlimited 1% cashback on all other purchases.
- done No Annual Fee – Keep more of your cashback without paying a yearly cost.
thumb_down Things to Consider Before Applying
While this card offers great rewards, there are a few things to keep in mind.
- close Quarterly Activation Required – You must select your 5% and 2% categories every quarter.
- close 5% Cashback Has a Spending Cap – The 5% cashback applies only to the first $2,000 spent per quarter.
- close Best for Active Card Users – Those who don’t use their card frequently may not maximize rewards.
help How to Apply for the US Bank Cash+® Visa Signature® Card
Applying for this card is simple and can be done online.
- Visit the US Bank website.
- Select the US Bank Cash+® Visa Signature® Card.
- Complete the online application with your personal and financial details.
- Submit your application for review.
- Receive an instant decision in most cases.
- If approved, activate your card and choose your cashback categories.