US Bank Cash+®: Earn Up to 5% Cashback on Your Favorite Categories
The US Bank Cash+® Visa Signature® Card allows cardholders to choose their own 5% cashback categories, making it one of the most flexible rewards credit cards available. With no annual fee and up to 5% back on select purchases, it’s a great choice for those who want personalized rewards.
By: Prosper Vein

Earn 5% Cashback on Two Chosen Categories
Select two categories each quarter to earn 5% cashback, up to the quarterly spending cap.

2% Cashback on One Everyday Category
Choose one everyday category (such as gas stations or grocery stores) to earn 2% cashback year-round.

1% Unlimited Cashback on All Other Purchases
Earn 1% cashback on all purchases outside of your chosen bonus categories.

No Annual Fee
Enjoy all the benefits of the card without paying an annual fee.
Why Choose the US Bank Cash+® Card?
The US Bank Cash+® Visa Signature® Card stands out for its flexible cashback program, allowing cardholders to choose where they earn the highest rewards. With no annual fee and up to 5% back in selected categories, it offers a customizable way to maximize everyday spending.
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What are the 5% cashback categories?
Each quarter, you can select two categories from a list that includes dining, streaming services, home improvement stores, and more.
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Is there a limit to the 5% cashback?
Yes, the 5% cashback applies to the first $2,000 spent in your chosen categories per quarter.
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Does this card charge an annual fee?
No, there is no annual fee for the US Bank Cash+® Visa Signature® Card.
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Do I need to activate my 5% categories every quarter?
Yes, you must select your 5% and 2% cashback categories each quarter to earn rewards.
How to Apply for the US Bank Cash+® Card?
Applying for the US Bank Cash+® Visa Signature® Card is easy. Visit the US Bank website, fill out the online application, and submit your details. If approved, you can start earning cashback immediately.