US Bank Cash+®: Customizable Cashback for Maximum Savings
The US Bank Cash+® Visa Signature® Card gives cardholders the power to choose their own cashback categories, earning up to 5% back on select purchases. With no annual fee and the ability to maximize rewards based on personal spending habits, this card is an excellent choice for those who want flexibility and control over their rewards.
By: Prosper Vein
Choose Your 5% Cashback Categories
Select two spending categories each quarter to earn 5% cashback on eligible purchases, giving you full control over your rewards.
2% Cashback on Everyday Essentials
Earn 2% cashback year-round on one category of your choice, such as grocery stores, gas stations, or restaurants.
1% Unlimited Cashback
Earn 1% cashback on all other purchases, ensuring that every transaction contributes to your rewards balance.
No Annual Fee for More Savings
Enjoy all these benefits without having to worry about an annual fee eating into your rewards.
Why the US Bank Cash+® Card is a Smart Choice
The US Bank Cash+® Visa Signature® Card stands out for its customizable cashback structure, allowing cardholders to pick their highest-earning categories. With up to 5% cashback on selected purchases, no annual fee, and a straightforward rewards system, it’s perfect for those who want to maximize their spending flexibility.
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What are the available 5% cashback categories?
You can choose from categories like streaming services, home improvement stores, cell phone providers, and more. Categories rotate quarterly.
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Is there a cap on 5% cashback earnings?
Yes, the 5% cashback applies to the first $2,000 spent in chosen categories per quarter.
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Does this card have an annual fee?
No, the US Bank Cash+® Visa Signature® Card does not charge an annual fee.
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Do I need to activate cashback categories every quarter?
Yes, you must select and activate your 5% and 2% cashback categories each quarter to earn maximum rewards.
How to Apply for the US Bank Cash+® Card
Applying is simple. Visit the US Bank website, complete the online application, and select your preferred cashback categories. Once approved, you can start earning cashback immediately.